California Life & Health: California Statutes — Life & Health Specific

Correct

The answer is A: 8 hours of initial training before soliciting, and 4 hours before each renewal.

California requires 8 hours of initial annuity training before an agent can solicit, and 4 hours of continuing education on annuities before each license renewal.

Reviewed in our October 2026 California fact-check.

Correct

The answer is B: Making false statements about the dividends paid on a policy.

Misrepresenting the terms, benefits, or dividends of an insurance policy is a classic example of an unfair trade practice defined under §790.03.

Reviewed in our October 2026 California fact-check.

Correct

The answer is C: 2 years.

Insurance licenses in California are issued for a 2-year term, after which they must be renewed with the appropriate fees and CE credits.

Reviewed in our October 2026 California fact-check.

Correct

The answer is B: 10 exams.

Under §1682(a), a person may not be admitted to more than 10 license qualification exams of the same type in any 12-month period. After the 10th, no further exam of that type until 12 months have passed since that 10th exam. The count is of admissions, not of failures.

Reviewed in our October 2026 California fact-check.

Correct

The answer is B: They cannot transact insurance while the license is inactive.

When a life agent's last appointment ends, the license becomes inactive rather than canceled (§1704(b)). An inactive license can't be used to transact insurance until a new appointment makes it active again.

Reviewed in our October 2026 California fact-check.